Some workers with disabilities and illness will be able to enjoy the same benefits other workers are enjoying. This is made possible through the Employment and Support Allowance UK system. This is a special allowance strategy that is offered to a special group of workers.
What is Employment and Support Allowance?
This is a benefit that is dedicated to people who are not able to work, due to disability or illness. Before the benefit can be offered to a person, they must prove that they disabled or ill and unable to work. Some medical documents might be needed to qualify, especially if it is an internal illness.
The ESA is divided into two types, which apply to specific conditions and situations. The types or categories of ESA include the following;
• Contributory ESA. This is a flat-rate benefit that needs the patient to have paid the right amount of the national insurance contributions. The contributions must have been paid in a given number of tax years that are entitled to this ESA benefit. This benefit is also not affected by other income or saving that the worker has. The only benefits that affect it are the personal and the occupational pensions.
• Income-based ESA. This is a benefit that is will have the needs of the worker will be compared with the money that they have. The needs of the partner will also be considered if they are available. For instance, the income will be compared to the savings. It can also include the amounts that will help you in your mortgage interest costs. This one is not limited by time and also, if the savings and capital are more than £16,000, you will not get this type of ESA benefit.
Who is eligible for the Employment and Support Allowance?
Even though it is meant for workers that are ill or disabled, it does have some restriction. There are some prerequisites that must be fulfilled for the worker to qualify. Here is a look at some of the requirements;
• The applicant must be above 16 years.
• The worker must be entitled to an income support, statutory sick pay or an allowance for the job seekers.
• The applicant must not be in work though there are some specific jobs that are allowed.
• The worker must have a limited capability of working.
The Employment and Support Allowance UK system works under some conditions, and it is required that the applicant must understand every requirement.